At WIN Mortgage, our team has helped countless homeowners refinance their mortgages to better their financial situation. Whether you're looking to cash out for a
new pool, remodel, or consolidate debt, owning a home gives you the ability to tap into its equity to improve your quality of life. Now could be the right time to refinance, whether to lower your rate, adjust loan terms, or take advantage of your home’s increased value.
Why Choose the Desousa Team at WIN Mortgage for Refinancing?
Expert Advice
Our team offers personalized, expert advice tailored to your
financial goals. We’ll analyze your current mortgage situation and help you explore refinancing options that align with your objectives.
Customized Solutions
Every homeowner is different. That’s why we create personalized refinancing plans that suit your specific needs and preferences.
Savings Opportunities
Whether it’s reducing your interest rate, consolidating debts, or accessing your home’s equity, we’ll guide you through the process to maximize your savings.
Streamlined Process:
Our efficient and transparent refinancing process ensures you’re informed every step of the way, making refinancing simple and stress-free.
Our Refinancing Services
Rate and Term Refinance
Adjust your interest rate or loan term to lower your payments or pay off your loan faster.
Cash-Out Refinance
Tap into your home’s equity to cover major expenses like home renovations, college tuition, or paying off high-interest debts.
Debt Consolidation
Replace high-interest loans or credit card debt with one manageable, lower-interest monthly payment.
Personalized Consultations
Our team is ready to offer one-on-one consultations to help you determine the best refinancing option for your specific needs.
Refinance with Confidence
Refinancing is a great way to solve many mortgage concerns, from lowering your monthly payment to accessing equity for major life investments. Our refinance professionals will help you evaluate your needs and create a refinancing plan that saves you money and enhances your financial future.
Common Refinance Questions
What is Refinancing?
Refinancing involves getting a new loan to pay off your existing one, often with better terms.
What Does Refinancing Cost?
Refinancing typically costs 1%-2% of the loan amount, including lender fees.
Can I Cash Out My Home Equity?
Yes, a cash-out refinance allows you to access the equity in your home to cover major expenses.
Should I Modify My Loan or Refinance?
It depends on your goals. A refinance can lower interest rates, while a loan modification might extend your term with fewer upfront costs.
Will Refinancing Save Me Money?
If you can secure a lower interest rate or consolidate debts, refinancing can save you money over time.
Get Started on Your Refinance Today!
Whether you want to lower your monthly payment, eliminate PMI, or cash out equity for a home improvement, the Desousa Team at WIN Mortgage is here to guide you through every step. Visit our website to explore your refinancing options, use our helpful tools, or contact us for a personalized consultation.
Your Financial Future Starts Today!
The following is a partial list of programs offered by WIN Mortgage LLC with a brief description of the key elements of each.
Home Loans Customized For You.
Buy A Home
Provide borrowers with the necessary funds to buy residential properties, offering various terms, interest rates, and down payment options tailored to individual financial situations.
First-Time Home Buyer
Specialized mortgage programs designed to assist individuals purchasing their first home by offering benefits such as lower down payments, reduced interest rates, and educational resources to navigate the home buying process.
Investment/Non QM Loans
Designed to facilitate the purchase or refinancing of properties with the intention of generating rental income or capital appreciation.
Home Equity Line of Credit
A Home Equity Line of Credit (HELOC) is a flexible loan option that allows homeowners to borrow against the equity in their property, providing access to funds for various purposes with the ability to draw and repay funds as needed.
Construction Loans​
Offering funding specifically tailored for the development or renovation of properties
VA Loans
Offering favorable terms such as no down payment and competitive interest rates to facilitate home purchases.
Refinance
Loans designed to enable homeowners to replace their existing mortgage with a new loan, often to secure better terms, lower interest rates, or access equity in their property.
