Ever heard of the Debt Snowball?

It’s a powerful technique to help you conquer your debts. Check out financial experts like Dave Ramsey or Rachel Cruze for detailed insights.

Here’s How It Works: 📝 List Your Debts: From smallest to largest, create a list of all your debts. 💸 Start Small: Focus on paying off the smallest debt first.

🔄 Rolling Momentum: Once the smallest debt is paid off, move to the next one. Use the money you were putting toward the first debt to accelerate payments on the next.

🎉 Celebrate Wins: Celebrate each debt paid off; it builds motivation. While having no debt is an ideal goal, it’s essential to consider your credit score, especially when planning to purchase a home.

Your credit score reflects your “debt score,” showcasing your ability to manage debts responsibly. As the leading local mortgage broker in Flagler County, FL, I’m here to offer free guidance on budgeting, credit help, and home buying. Follow, subscribe, like, and share with your friends. If you know anyone looking to buy, sell, or refinance, send them my way or give me a call. Using a local mortgage broker ensures a smoother journey in the real estate world!